Itaú Vehicle Financing
Competitive rates, up to 60 months to pay, fast digital application, and exclusive conditions to protect your new car.
Itaú's Vehicle Financing stands out for its digital and uncomplicated process, allowing customers to simulate, contract, and track everything through the app. Rates are among the lowest on the market, with repayment terms of up to 60 months, with or without a down payment. This facilitates the acquisition of new, used, or pre-owned cars with transparency and predictability in installments. Furthermore, there are special conditions such as discounts on insurance and the possibility of postponing up to two installments in case of financial hardship, making credit more flexible and secure.
How to apply for Itaú Vehicle Financing
- Access the Itaú app.
- In the Products menu, select Vehicle Financing.
- Simulate your financing, choose the down payment amount, terms, and installments.
- Fill in the vehicle and seller details.
- Sign the contract digitally within the app.
- Done! Itaú makes the payment directly to the seller.
Main advantages
One of the great advantages of Itaú's financing line is the fast credit approval, where the customer can find out if they will be approved within minutes after the simulation. Everything is done online, without visiting branches, with convenience and security.
Among the advantages, it's also worth mentioning the possibility of paying installments in advance, changing due dates, and receiving discounts on insurance, in addition to continuous support via the app at all stages.
Main disadvantages
Among the product's drawbacks, we noticed that only current account holders can finance vehicles directly through the app without intermediaries. For those who are not account holders, the process depends on contacting the bank's partners.
Another detail is that it's not possible to finance motorcycles, only cars, vans, and utility vehicles that are no more than 20 years old. Therefore, attention must be paid to the type and age of the vehicle.
Final Verdict
Itaú Vehicle Financing is an ideal choice for those seeking practicality, transparency, and flexibility. It's especially attractive for account holders who want to expedite the purchase of their own car with competitive rates and additional benefits. Its fully digital interface and the backing of one of the largest banks in the country provide security to the process and facilitate the entire vehicle acquisition journey.
