{"id":2924,"date":"2026-01-15T15:37:00","date_gmt":"2026-01-15T15:37:00","guid":{"rendered":"https:\/\/zapfling.com\/0c87d398-65a9-4615-abbd-4171e1dac9b1\/"},"modified":"2026-01-15T15:37:49","modified_gmt":"2026-01-15T15:37:49","slug":"0c87d398-65a9-4615-abbd-4171e1dac9b1","status":"publish","type":"post","link":"https:\/\/zapfling.com\/es_mx\/0c87d398-65a9-4615-abbd-4171e1dac9b1\/","title":{"rendered":"Compra Programada Tony Ve\u00edculos: parcelamento sem entrada mesmo para negativados"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Compra programada de veh\u00edculos Tony<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Pagos a plazos de hasta 48 meses, sin enganche, disponibles incluso para personas con historial crediticio negativo. Sin loter\u00eda. \u00a1Recoge tu auto despu\u00e9s de 12 cuotas y paga el saldo restante en una cantidad fija!<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/zapfling.com\/es_mx\/redirect\/?https:\/\/compra-programada.tonyveiculos.com.br\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aplicar ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otro sitio web.<\/small>\n<\/div>\n<p>El programa de Compra Programada de Tony Ve\u00edculos ofrece una alternativa asequible para quienes desean adquirir un veh\u00edculo sin enganche, incluso con un historial crediticio negativo. El financiamiento se puede realizar en hasta 48 meses, con cuotas fijas y sin necesidad de sorteo, lo que simplifica y facilita el proceso para todo tipo de clientes.<\/p>\n<p>Lo m\u00e1s destacado es la flexibilidad de las condiciones: tras pagar las primeras 12 cuotas, el cliente puede recoger el veh\u00edculo. El contrato estipula que las 36 cuotas restantes se pagan mientras el cliente ya utiliza el veh\u00edculo, lo que facilita la planificaci\u00f3n financiera y evita sorpresas.<\/p>\n<h2>Instrucciones paso a paso para solicitar<\/h2>\n<ul>\n<li>Elige el valor del plan que se ajuste a tu presupuesto.<\/li>\n<li>Realizar el pago de las 12 cuotas iniciales.<\/li>\n<li>Espere la aprobaci\u00f3n del cr\u00e9dito y elija su veh\u00edculo usado en Tony Ve\u00edculos.<\/li>\n<li>Devuelve el veh\u00edculo y contin\u00faa pagando las cuotas restantes hasta liquidar el pr\u00e9stamo.<\/li>\n<\/ul>\n<h2>Principales ventajas<\/h2>\n<p>El financiamiento es accesible incluso para clientes con historial crediticio negativo o puntajes de cr\u00e9dito bajos, ya que no se requiere un an\u00e1lisis de cr\u00e9dito riguroso para la inscripci\u00f3n.<\/p>\n<p>Adem\u00e1s, no se requiere pago inicial. El auto se entrega inmediatamente despu\u00e9s de pagar las primeras 12 cuotas, lo que agiliza el proceso de adquisici\u00f3n de su veh\u00edculo usado.<\/p>\n<h2>Principales desventajas<\/h2>\n<p>Los planes s\u00f3lo est\u00e1n disponibles para clientes de la regi\u00f3n Vale do Para\u00edba\/SP y hasta 250 km de S\u00e3o Jos\u00e9 dos Campos.<\/p>\n<p>El importe del cr\u00e9dito s\u00f3lo podr\u00e1 ser utilizado en las tiendas Tony Veh\u00edculos, limitando la elecci\u00f3n del consumidor a este grupo minorista.<\/p>\n<h2>\u00bfVale la pena?<\/h2>\n<p>Para quienes no pueden acceder a l\u00edneas de cr\u00e9dito convencionales, la Compra Programada de Tony Ve\u00edculos es una buena alternativa. El modelo garantiza pagos predecibles y acceso r\u00e1pido al veh\u00edculo, incluso en situaciones con restricciones del CPF (N\u00famero de Identificaci\u00f3n Fiscal Brasile\u00f1o).<\/p>\n<p>Siempre vale la pena analizar el presupuesto en detalle y comparar cuotas, pero para muchos consumidores brasile\u00f1os es una opci\u00f3n viable y transparente.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Compra programada de veh\u00edculos Tony<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Pagos a plazos de hasta 48 meses, sin enganche, disponibles incluso para personas con historial crediticio negativo. Sin loter\u00eda. \u00a1Recoge tu auto despu\u00e9s de 12 cuotas y paga el saldo restante en una cantidad fija!<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/zapfling.com\/es_mx\/redirect\/?https:\/\/compra-programada.tonyveiculos.com.br\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aplicar ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otro sitio web.<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>El programa de Compra Programada de Tony Ve\u00edculos te permite comprar tu auto sin enganche, incluso si tienes un historial crediticio negativo. Cuotas fijas, sin loter\u00eda, con recogida a los 12 meses. \u00a1Consulta los detalles y las rese\u00f1as!<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[14],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Compra Programada Tony Ve\u00edculos: parcelamento sem entrada mesmo para negativados - Zapfling<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/zapfling.com\/es_mx\/0c87d398-65a9-4615-abbd-4171e1dac9b1\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compra Programada Tony Ve\u00edculos: parcelamento sem entrada mesmo para negativados - Zapfling\" \/>\n<meta property=\"og:description\" content=\"A Compra Programada Tony Ve\u00edculos permite adquirir seu carro sem entrada e mesmo estando negativado. 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