{"id":1484,"date":"2025-12-20T14:33:00","date_gmt":"2025-12-20T14:33:00","guid":{"rendered":"https:\/\/zapfling.com\/05818ed5-2a9a-498c-bb17-841d23681a2f\/"},"modified":"2025-12-20T14:33:49","modified_gmt":"2025-12-20T14:33:49","slug":"05818ed5-2a9a-498c-bb17-841d23681a2f","status":"publish","type":"post","link":"https:\/\/zapfling.com\/es_mx\/05818ed5-2a9a-498c-bb17-841d23681a2f\/","title":{"rendered":"Compra Programada Tony Ve\u00edculos: Cuotas Fijas, Sin Enganche y Aprobaci\u00f3n para Personas con Historial Crediticio Negativo"},"content":{"rendered":"<\/p>\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Compra programada de veh\u00edculos Tony<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Financia tu auto en hasta 48 cuotas con pagos fijos y sin enganche. Ideal para personas con historial crediticio negativo, sin necesidad de loter\u00eda y con retiro r\u00e1pido despu\u00e9s de 12 cuotas.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/zapfling.com\/es_mx\/redirect\/?https:\/\/compra-programada.tonyveiculos.com.br\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aplicar ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otro sitio web.<\/small>\n<\/div>\n<p>El programa de Compra Programada de Tony Ve\u00edculos ofrece una soluci\u00f3n innovadora para quienes buscan adquirir un veh\u00edculo incluso con un historial crediticio negativo, una calificaci\u00f3n crediticia baja o no pueden ahorrar para el enganche. A diferencia del financiamiento tradicional, el programa ofrece cuotas fijas durante todo el contrato, con planes de hasta 48 meses y la posibilidad de aprobaci\u00f3n para pr\u00e1cticamente cualquier perfil.<\/p>\n<p>La principal ventaja de este producto es la transparencia en la fecha de recogida del veh\u00edculo, que se produce tras el pago de las primeras 12 cuotas mensuales, siempre que est\u00e9n al d\u00eda. No es necesario participar en sorteos ni pujas, lo que elimina gran parte de la incertidumbre habitual en estos procesos.<\/p>\n<h3>Instrucciones paso a paso para solicitar<\/h3>\n<ol>\n<li>Elige el plan y el monto de la cuota seg\u00fan tu presupuesto mensual.<\/li>\n<li>Completa la simulaci\u00f3n y reg\u00edstrate directamente en la tienda Tony Ve\u00edculos.<\/li>\n<li>Pague las primeras 12 cuotas a tiempo para garantizar la recogida del veh\u00edculo.<\/li>\n<li>Luego de recoger el veh\u00edculo, contin\u00faa pagando las cuotas restantes hasta liquidar el pr\u00e9stamo.<\/li>\n<\/ol>\n<h3>Puntos positivos<\/h3>\n<p>El programa acepta a personas con historial crediticio negativo, no requiere enganche y define exactamente cu\u00e1ndo recibir\u00e1 el auto. Las cuotas son fijas hasta el final, lo que proporciona previsibilidad financiera.<\/p>\n<p>Otro punto a destacar es la posibilidad de cambiar de planes antes de recoger el veh\u00edculo, aumentando a\u00fan m\u00e1s la flexibilidad y adapt\u00e1ndose al presupuesto del consumidor.<\/p>\n<h3>Puntos negativos<\/h3>\n<p>Dado que es exclusivo de las tiendas Tony Ve\u00edculos, el comprador debe residir a menos de 250 km de S\u00e3o Jos\u00e9 dos Campos\/SP. Solo se pueden comprar veh\u00edculos usados disponibles en el inventario de la red.<\/p>\n<p>La recogida del veh\u00edculo solo es posible tras realizar 12 pagos puntualmente. La cancelaci\u00f3n anticipada del plan conlleva un cargo operativo.<\/p>\n<h3>Veredicto final<\/h3>\n<p>La Compra Programada de Tony Veh\u00edculos es una excelente alternativa para quienes desean organizar la compra de un auto y no califican para el financiamiento tradicional. El proceso es transparente, flexible y muy accesible, especialmente para quienes tienen un historial crediticio negativo y no tienen un enganche.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recomendado para ti<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Compra programada de veh\u00edculos Tony<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Financia tu auto en hasta 48 cuotas con pagos fijos y sin enganche. Ideal para personas con historial crediticio negativo, sin necesidad de loter\u00eda y con retiro r\u00e1pido despu\u00e9s de 12 cuotas.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/zapfling.com\/es_mx\/redirect\/?https:\/\/compra-programada.tonyveiculos.com.br\/\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Aplicar ahora<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Ser\u00e1s redirigido a otro sitio web.<\/small>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Analise completa da Compra Programada Tony Ve\u00edculos. Parcelas fixas, sem entrada, aprova\u00e7\u00e3o f\u00e1cil at\u00e9 para negativados e retirada do carro em at\u00e9 12 meses. Veja pr\u00f3s e contras aqui.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[14],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Compra Programada Tony Ve\u00edculos: Parcelas Fixas, Sem Entrada e Aprova\u00e7\u00e3o Para Negativados - Zapfling<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/zapfling.com\/es_mx\/05818ed5-2a9a-498c-bb17-841d23681a2f\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compra Programada Tony Ve\u00edculos: Parcelas Fixas, Sem Entrada e Aprova\u00e7\u00e3o Para Negativados - Zapfling\" \/>\n<meta property=\"og:description\" content=\"Analise completa da Compra Programada Tony Ve\u00edculos. 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