Fiat Financing
Reduced installments, flexible down payment starting from 20% and terms up to 72 months. Ideal financing for those seeking ease when buying their Fiat.
Fiat's Giro Financing is a smart alternative for those who want to buy a new or used car without compromising their budget. The great advantage lies in the significantly lower initial installments and the flexible down payment, which can start from 20% of the vehicle's value. The payment term can reach up to 72 months, offering convenience and financial planning. The interest rates applied are competitive, and the differentiated conditions favor access to a brand-new or recently used Fiat in a more affordable way.
Step-by-step instructions for requesting
1. Choose your preferred Fiat vehicle at any dealership in Brazil.
2. Verify and simulate the down payment, installment, and term conditions directly with an authorized Fiat dealer.
3. Submit your documents and await credit approval.
4. After approval, sign the contract, which can be done physically or digitally.
5. Wait for the credit to be approved and pick up your new or used Fiat at the dealership.
Main advantages
The Fiat Giro program stands out for allowing both no down payment purchases and purchases with easy down payments, depending on the customer's profile. Those who own a used car can also use it in the trade-in, making the process simpler.
Flexibility in payment terms and installment amounts allows buyers to tailor financing to their budget, making the dream of owning a car accessible to different consumer profiles.
Disadvantages to consider
Among the negative points, the final installment stands out, which can correspond to up to 50% of the vehicle's value, requiring planning on the part of the buyer.
Furthermore, those who offer a smaller down payment end up paying more interest over time, increasing the total cost of financing.
Our verdict
Fiat's Giro Financing is one of the best options for those who need flexibility and want reduced installments in the first few months. With down payments starting from 20% and flexible terms, it's suitable for different consumer profiles. On the other hand, it requires attention to the final installment amount and the total cost of interest, especially for those who prefer a low down payment. Consider your goals and financial planning before signing up.
