Tony Vehicles – Scheduled Purchase
Finance your car purchase in up to 48 installments, even if you have a negative credit history, with no down payment and easy approval. Pick up your car after 12 fixed installments.
Tony Veículos' Scheduled Purchase is a financing solution that allows you to acquire a pre-owned vehicle in up to 48 fixed installments, even for those with a negative credit history or without money for a down payment. With this plan, the customer pays the first 12 installments and can take possession of their desired vehicle after this period. The process eliminates the need for raffles and bids like in traditional consortiums, and guarantees predictability, since the installment amount is fixed throughout the contract.
Among the available values and plans, it is possible to finance vehicles from R$24,000 to R$70,000, with installments starting from R$755 per month, varying according to the value and plan selected. Even without a credit score check, the contracting process is simple and straightforward, making it viable for those with credit restrictions. The client has the security of dealing with a traditional company, with over 40 years in the market and a wide presence in São Paulo.
How to hire – Step by step
First, the interested party must choose the plan that best suits their monthly budget and the value of the desired car.
Next, the terms are agreed upon with the Tony Veículos team, and the installment payments begin.
After paying the first 12 installments, the customer is eligible to pick up the used car at the dealership.
After that, you just have to keep paying the final 36 installments until you pay off the contract and have the car registered in your name.
During the process, it is possible to change the plan before picking up the vehicle and cancel the contract for a fee, receiving your money back.
Highlights and advantages of Scheduled Purchase
The main advantage is not needing a down payment, allowing you to buy a car even if you have a bad credit history.
The installment amount is fixed until the end, with no surprises from adjustments or an undefined future value.
The process eliminates the need for credit score analysis, making it accessible to many consumers.
Vehicle pickup is guaranteed and scheduled after 12 months, without depending on any lottery system.
Flexibility to prepay up to 6 installments, allowing you to pick up the vehicle earlier if needed.
Points to consider
You need to pay the first 12 installments to release the car, which can be a long period for those who need the vehicle more urgently.
Financing is restricted to the Tony Veículos network; in other words, it is not possible to buy a car at other dealerships.
If you cancel after starting the plan, a processing fee will be charged for the refund.
To be eligible, you must live within 250km of São José dos Campos and possess a valid driver's license.
The car can only be chosen after the first 12 installments have been paid, which may limit options if stock is low.
Final Verdict
Tony Veículos' Scheduled Purchase program offers an excellent opportunity for those with negative credit to acquire their car, with predictability and favorable conditions.
It's ideal for those seeking planning and preferring to avoid raffles, bids, and down payment requirements, in addition to the benefit of fixed installments.
It's an interesting solution if you're not in a hurry to pick up the car and are within the network's service area.
However, it's worth considering regional restrictions and stock limitations, as well as the 12-month waiting period before withdrawal.
In short, Tony Veículos' Scheduled Purchase is reliable, practical, and innovative, especially worthwhile for those who have run out of conventional options.
