Tony Vehicles – Scheduled Purchase
Fixed installments, possibility for those with negative credit history and no down payment. Receive the car after 12 installments paid on time, no raffle, no bureaucracy.
Tony Veículos' Scheduled Purchase is an interesting alternative for those with a negative credit history or without the money for a down payment and looking to buy a used car. The great advantage of this financing is that it allows the purchase even for those with a low credit score, without going through the bureaucracy of banks and without depending on traditional consortiums.
The plan includes fixed installments, credit up to R$70,000, terms of up to 48 months, and vehicle release after the first 12 installments are paid on time. There's no need to bid or participate in raffles: withdrawal is guaranteed, making it a straightforward and less stressful option. All of this is formalized in a contract, providing predictability.
How to apply step by step
- Choose a plan that fits your budget.
- Sign the contract providing your personal and financial information.
- Start paying your installments monthly.
- After 12 installments have been paid on time, choose your vehicle within the contracted value.
- Continue paying the remainder until your car is paid off.
Main advantages
Buying from Tony Veículos is attractive even for those with a negative credit history. Furthermore, it doesn't require a down payment and offers fixed installments, providing greater security for your planning. Another advantage is the ability to prepay installments and expedite the vehicle's acquisition.
The customer can choose to change plans before picking up the vehicle. Credit is available after the first 12 installments. The service is personalized and there is flexibility.
Disadvantages to consider
Despite the benefits, the credit cannot be used to purchase items from stores other than Tony Veículos. Furthermore, the car can only be chosen after the first 12 installments have been paid.
The contracts have fixed rates and may be less advantageous if you cancel, as there are administrative fees. Regional restrictions also exist: only for those residing within a 250km radius of São José dos Campos.
Verdict
If you have a negative credit history or no down payment and need to know when you'll get your car, Tony Veículos' Scheduled Purchase is a practical option. Without raffles or excessive bureaucracy, it could be the best choice to finally stop relying on public transportation, provided you meet the dealership's conditions.
