Tony Vehicles Scheduled Purchase
Finance your car in up to 48 installments with fixed payments and no down payment. Ideal for those with negative credit history, no lottery required, and quick withdrawal after 12 installments.
Tony Veículos' Scheduled Purchase program offers an innovative solution for those seeking to acquire a vehicle even if they have a negative credit history, a low credit score, or are unable to save money for a down payment. Unlike traditional financing, the program offers fixed installments throughout the contract, with plans of up to 48 months and the possibility of approval for virtually any profile.
The key advantage of this product is the transparency regarding the car pick-up date, which occurs after the first 12 monthly installments have been paid, provided they are up to date. There's no need to participate in raffles or bids, eliminating much of the uncertainty common in these processes.
Step-by-step instructions for requesting
- Choose the plan and installment amount according to your monthly budget.
- Complete the simulation and register directly at the Tony Veículos store.
- Pay the first 12 installments on time to guarantee vehicle pickup.
- After picking up the car, continue paying the remaining installments until the loan is paid off.
Positive points
The program accepts those with negative credit history, requires no down payment, and defines exactly when the customer will receive their car. Installments are fixed until the end, providing financial predictability.
Another highlight is the possibility of changing plans before picking up the vehicle, further increasing flexibility and adapting to the consumer's budget.
Negative points
Because it is exclusive to Tony Veículos stores, the buyer must reside within 250 km of São José dos Campos/SP. Only pre-owned vehicles available in the network's inventory can be purchased.
Car pick-up is only possible after 12 payments have been made on time. There are operating fees for early cancellation of the plan.
Final verdict
Tony Veículos' Scheduled Purchase is a great alternative for those who want to organize the purchase of a car and don't qualify for traditional financing. The process is transparent, flexible, and very accessible, especially for those with negative credit history and people without a down payment.
